Tool Gold IRA

Gold IRA Cost Calculator

Model user-entered Precious Metals IRA setup, custody, storage, recurring activity, and exit costs over time without assuming a particular provider's fee schedule.

Model Gold IRA costs

Results

One-time opening costs
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Recurring annual costs
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First-year costs
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Total modeled costs
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Average cost per modeled year
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Total as % of initial account
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Methodology

This calculator uses only the fees you enter. It does not assume a universal custodian, depository, dealer, storage method, promotion, tax rate, gold return, or future metal price.

IRS guidance notes that qualifying IRA bullion is subject to specific custody rules, while the CFTC recommends evaluating storage, insurance, administrative charges, spreads, fees, and commissions when considering physical precious metals.

Primary sources

IRS: Retirement Plans FAQs Regarding IRAs

CFTC: Physical Precious Metals Buyer Questions

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