Checked November 10, 2026. Birch Gold does not act as the IRA custodian or the depository. The company says customers choose independent service providers for those jobs.
The fee example Birch Gold publishes
| Fee | Published example |
|---|---|
| Account setup | $50 one time |
| Wire transfer | $30 one time |
| Storage and insurance | About $110 a year |
| Account management | About $125 a year |
| Example yearly total | About $235 |
Birch Gold says the exact cost depends on the custodian and depository you select. Its published pages also say the first year's fees may be paid by Birch Gold for qualifying accounts over $50,000.
Do not stop at the headline fee
Ask for the custodian's own current fee schedule. Ask the depository for its storage terms. Also ask the dealer for the purchase price, premium, and current buyback quote. The CFTC recommends getting all fees and the agreed retail price in writing before you pay.
What “insured” should mean
Do not treat the word “insured” as a blank check. Ask who provides the policy, what property is covered, what exclusions apply, and whether coverage is based on replacement value or another measure.
