Checked November 10, 2026. This page explains what Birch Gold currently publishes about its precious metals IRA process. It is not a promise of returns and it is not tax or investment advice.
What Birch Gold says it does
Birch Gold sells physical precious metals. For a precious metals IRA, the company says the IRA is handled by an independent custodian and the metal is stored by a separate depository.
Current minimum and example fees
Birch Gold currently says a minimum of $5,000 is recommended to start a precious metals IRA. Its published example lists a $50 account setup fee, a $30 wire fee, about $110 a year for storage and insurance, and about $125 a year for account management. Birch says accounts over $50,000 may have the first year's fees paid by Birch Gold.
These are provider-published examples. Your actual custodian, depository, products, and transaction terms can change the final cost. Ask for a written quote before moving money.
Five questions to ask before you open an account
- Which company will be my IRA custodian?
- Which depository will hold the metal?
- What are every one-time and yearly fee?
- What premium am I paying above the metal value?
- What would the dealer pay if I sold the same metal back today?
Important IRA storage rule
The IRS says qualifying bullion held by an IRA must be in the physical possession of a bank or an IRS-approved nonbank trustee. Home storage can create serious tax problems.
Sources
- Birch Gold prices and fees
- Birch Gold precious metals IRA
- IRS IRA FAQ
- CFTC: questions to ask before buying precious metals
Commercial relationship note: Gold Prosperity Hub had a prior Birch Gold affiliate relationship. We are re-verifying the account and current terms. This page does not claim that the prior partnership or any old promotion is active.
